The Maharashtra government announced a series of measures to support farmers, including the Punyashlok Ahilyadevi Holkar loan waiver scheme for distressed farmers and the Gopinath Munde welfare scheme for emergencies. It is also implementing a first-of-its-kind 'Maha Agri-AI' policy, featuring an app used by millions and pilot projects showing significant productivity gains.
Financial initiatives include direct benefit transfers through central and state schemes, a free electricity initiative, and expanded accident insurance for agricultural labourers. The government emphasizes technological adoption through AI, drones, and mechanisation, alongside policy reforms aimed at transparency and sectoral strengthening.
The main topics covered are financial support schemes (loan waivers, welfare, and direct transfers), technological and AI-driven agricultural initiatives, and broader policy reforms for farmer welfare and sectoral revolution.
Farmers in Maharashtra will be supported through measures, including loan waiver, expanded insurance cover and welfare schemes, minister Dattatreya Bharane said on Friday, asserting that the government will revolutionise the sector through its 'Maha Agri-AI' policy.
The state agriculture minister told the legislative assembly that the government is committed to strengthening the sector and improving farmers' livelihoods through a combination of policy reforms, technology adoption and financial support.
According to the minister, the state has launched the Punyashlok Ahilyadevi Holkar Farmer Loan Waiver Scheme to offer relief to distressed farmers. Under the scheme, farmers with outstanding crop loans up to Rs 2 lakh will receive complete waiver benefits. In addition, those with regular repayment are eligible for an incentive of Rs 50,000, he said.
Bharane added that a committee had been established to finalise the eligibility criteria, aiming to ensure that the maximum number of genuine beneficiaries benefit from the relief package.
The minister said the Gopinath Munde Farmer Welfare Scheme extends financial assistance to farming families affected by emergencies. Over the past three years, more than Rs 375 crore has been disbursed under the welfare programme, he said.
The Gopinath Munde Farmer Accident Insurance Scheme has been extended to cover agricultural labourers as well, with a budget allocation of Rs 120 crore for 2026-27, Bharane said.
The minister also highlighted other state and central initiatives, including the PM Kisan Samman Nidhi and the stateârun NaMo Farmer Mahasamman Scheme, which together have helped "transfer more than Rs 52,300 crore" directly into farmers' bank accounts.
On technological interventions, Bharane pointed to the new 'MahaVISTAAR - AI' app, crop insurance reforms, mechanisation efforts and a firstâofâitsâkind Maha Agri-AI policy aimed at leveraging artificial intelligence and other advanced technologies to enhance farm productivity.
He said Maharashtra is the first state to implement a dedicated artificial intelligence (AI) policy for agriculture. The Maha Agri-AI policy would integrate Generative AI, drones, and robotics to mitigate risks associated with climate change and pest outbreaks, he said.
"Our pilot projects in Baramati and Nashik have shown that AI usage can increase production by 40 per cent and reduce fertiliser costs by 30 per cent. We are establishing a state-level AI and Agri-Tech Innovation Centre and specialised incubation cells across four agricultural universities," Bharne said.
"Our AI policy for agriculture will revolutionise the farm sector," he said.
The minister said the 'MahaVISTAAR - AI' mobile app, currently used by over 30 lakh farmers, provides real-time advice on crop cultivation and market rates. To ensure inclusivity, the app now supports tribal dialects like 'Dehwali' and 'Bhili', he said.
Under the 'Mukhyamantri Baliraja' free electricity initiative, subsidies of Rs 32,765 crore have already been provided to farmers using pumps up to 7.5 HP capacity, he said.
"For the first time in history, we have selected a record number of beneficiaries for farm mechanisation through the MahaDBT portal, transitioning to a 'first-come, first-served' basis to ensure transparency," he added.
The state agriculture minister told the legislative assembly that the government is committed to strengthening the sector and improving farmers' livelihoods through a combination of policy reforms, technology adoption and financial support.
According to the minister, the state has launched the Punyashlok Ahilyadevi Holkar Farmer Loan Waiver Scheme to offer relief to distressed farmers. Under the scheme, farmers with outstanding crop loans up to Rs 2 lakh will receive complete waiver benefits. In addition, those with regular repayment are eligible for an incentive of Rs 50,000, he said.
Bharane added that a committee had been established to finalise the eligibility criteria, aiming to ensure that the maximum number of genuine beneficiaries benefit from the relief package.
The minister said the Gopinath Munde Farmer Welfare Scheme extends financial assistance to farming families affected by emergencies. Over the past three years, more than Rs 375 crore has been disbursed under the welfare programme, he said.
The Gopinath Munde Farmer Accident Insurance Scheme has been extended to cover agricultural labourers as well, with a budget allocation of Rs 120 crore for 2026-27, Bharane said.
The minister also highlighted other state and central initiatives, including the PM Kisan Samman Nidhi and the stateârun NaMo Farmer Mahasamman Scheme, which together have helped "transfer more than Rs 52,300 crore" directly into farmers' bank accounts.
On technological interventions, Bharane pointed to the new 'MahaVISTAAR - AI' app, crop insurance reforms, mechanisation efforts and a firstâofâitsâkind Maha Agri-AI policy aimed at leveraging artificial intelligence and other advanced technologies to enhance farm productivity.
He said Maharashtra is the first state to implement a dedicated artificial intelligence (AI) policy for agriculture. The Maha Agri-AI policy would integrate Generative AI, drones, and robotics to mitigate risks associated with climate change and pest outbreaks, he said.
"Our pilot projects in Baramati and Nashik have shown that AI usage can increase production by 40 per cent and reduce fertiliser costs by 30 per cent. We are establishing a state-level AI and Agri-Tech Innovation Centre and specialised incubation cells across four agricultural universities," Bharne said.
"Our AI policy for agriculture will revolutionise the farm sector," he said.
The minister said the 'MahaVISTAAR - AI' mobile app, currently used by over 30 lakh farmers, provides real-time advice on crop cultivation and market rates. To ensure inclusivity, the app now supports tribal dialects like 'Dehwali' and 'Bhili', he said.
Under the 'Mukhyamantri Baliraja' free electricity initiative, subsidies of Rs 32,765 crore have already been provided to farmers using pumps up to 7.5 HP capacity, he said.
"For the first time in history, we have selected a record number of beneficiaries for farm mechanisation through the MahaDBT portal, transitioning to a 'first-come, first-served' basis to ensure transparency," he added.
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