Fintech startup Moneyview has filed for an IPO to raise Rs 1,500 crore through fresh shares, with existing investors like Accel also offering shares for sale. The company plans to use the proceeds to strengthen its in-house NBFC and support loan disbursals through partner lenders.
The company, which started with consumer loans, has diversified into a full-stack financial platform offering investments, insurance, and UPI payments. It reported a net profit of Rs 209 crore for the first nine months of fiscal 2026 and has been profitable for three consecutive years.
Moneyview serves 125 million users, with 10 million revenue-generating customers, and partners with 42 financial institutions. It has also improved its asset quality, reducing its annualised bad loan rate to 6.9%.
Main Topics: IPO filing and details, financial performance and diversification, user base and business model, asset quality and future growth plans.
Accel-backed fintech lending startup Moneyview has filed draft documents for an initial public offering. The company is looking to raise Rs 1,500 crore through an issue of fresh shares, while its existing investors plan to offer 136 million shares for sale.
According to the details released by the firm, promoters Sanjay and Puneet Agarwal along with existing investors Accel, Apis Partners and Ribbit Capital will be selling shares in the proposed IPO.
The company plans to invest Rs 450 crore from the proceeds to capitalise its in-house NBFC and use another Rs 650 crore to support loan disbursals through partner lenders under the first loss default guarantee programme.
While its primary offering is consumer loans, Moneyview has also diversified into investments, transactions and insurance products. Founded in 2014, Moneyview has raised $213 million in equity funding and was last valued at $1.2 billion in 2024, after it closed a small $4.6 million funding round from existing investors.
The company has appointed Axis Capital, Bank of America, MUFG Kotak and IIFL Capital as its book running lead managers.
It has around 125 million users, out of whom around 10 million are revenue-generating customers, the company said. It works with 42 financial services companies including banks, insurers and non-banking lenders. While Moneyview processes part of the loans through its wholly owned lending subsidiary WFPL (WhizDM Finance), a large chunk of the business is also passed on to its partner lenders.
Between April 2025 and December 2025, the company disbursed Rs 16,299 crore. It posted revenue of Rs 2,373 crore and a net profit of Rs 209 crore for the same period. The startup closed FY25 with operating revenue of Rs 2,339 crore and a net profit of Rs 240 crore. It has reported consistent profits for the last three financial years.
Out of its operating revenue in the first nine months of fiscal 2026, the company got Rs 1,337 crore from fees and commission, and interest incomeâa core revenue generator for lendersâstood at Rs 934 crore.
Talking about its asset quality, Moneyview said in its draft documents that the company has managed to rein in bad loans at an annualised level to 6.9% compared with 7.9% in FY24. Citing a Redseer report, Moneyview said at the industry-level, the annualised rate was 9.35%.
The company employs 702 people with 371 being in the technology team and the remaining in operations and other functions.
Moneyview aims to grow the rate of monetisation of its current user base by cross-selling new products and offering different types of financial services. The company has launched secured credit, home loans, digital gold and insurance along with a fixed deposit marketplace, UPI and bill payments to create a full-stack financial services platform.
According to data from the National Payments Corporation of India, Moneyview processed around 2.6 million UPI transactions in January 2026, settling around Rs 145 crore in value terms.
According to the details released by the firm, promoters Sanjay and Puneet Agarwal along with existing investors Accel, Apis Partners and Ribbit Capital will be selling shares in the proposed IPO.
The company plans to invest Rs 450 crore from the proceeds to capitalise its in-house NBFC and use another Rs 650 crore to support loan disbursals through partner lenders under the first loss default guarantee programme.
While its primary offering is consumer loans, Moneyview has also diversified into investments, transactions and insurance products. Founded in 2014, Moneyview has raised $213 million in equity funding and was last valued at $1.2 billion in 2024, after it closed a small $4.6 million funding round from existing investors.
The company has appointed Axis Capital, Bank of America, MUFG Kotak and IIFL Capital as its book running lead managers.
It has around 125 million users, out of whom around 10 million are revenue-generating customers, the company said. It works with 42 financial services companies including banks, insurers and non-banking lenders. While Moneyview processes part of the loans through its wholly owned lending subsidiary WFPL (WhizDM Finance), a large chunk of the business is also passed on to its partner lenders.
Between April 2025 and December 2025, the company disbursed Rs 16,299 crore. It posted revenue of Rs 2,373 crore and a net profit of Rs 209 crore for the same period. The startup closed FY25 with operating revenue of Rs 2,339 crore and a net profit of Rs 240 crore. It has reported consistent profits for the last three financial years.
Out of its operating revenue in the first nine months of fiscal 2026, the company got Rs 1,337 crore from fees and commission, and interest incomeâa core revenue generator for lendersâstood at Rs 934 crore.
Talking about its asset quality, Moneyview said in its draft documents that the company has managed to rein in bad loans at an annualised level to 6.9% compared with 7.9% in FY24. Citing a Redseer report, Moneyview said at the industry-level, the annualised rate was 9.35%.
The company employs 702 people with 371 being in the technology team and the remaining in operations and other functions.
Moneyview aims to grow the rate of monetisation of its current user base by cross-selling new products and offering different types of financial services. The company has launched secured credit, home loans, digital gold and insurance along with a fixed deposit marketplace, UPI and bill payments to create a full-stack financial services platform.
According to data from the National Payments Corporation of India, Moneyview processed around 2.6 million UPI transactions in January 2026, settling around Rs 145 crore in value terms.
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